BODY {
  background: #FFFFFF;
  color: black;
  margin-left: 5%;
  margin-right: 5%;
}

DIV.topbanner {
  width: auto;
  background: navy;
  color: white;
  padding: 4px;
  border: 2px solid #004;
  border-left: 2px solid #999;
  border-top: 2px solid #AAA;
  border-right: 2px solid #004;
  border-bottom: 2px solid #004;
  margin: 6px;
}

.footer {
  font-size: 85%;
  font-style: italic;
  text-align: center;
}

DIV.emphasize {
  font-size: large;
  font-style: italic;
  font-weight: bold;
}

DIV.red {
  color: #FF0033;
}

H1.header {
  text-align: center;
}

H2.header {
  text-align: center;
}

H3.header {
  text-align: center;
}

.small {
  font-size: 90%;
}

.sans {
  font-family: Optima, Arial, sans-serif;
}

UL {
  list-style-type: square;
  line-height: 110%;
}

DT {
   font-weight: bold;  
   font-size: larger;
}

A:link {
  font-weight: normal;
  color: #03F;
  background: none;
}

A:visited {
  color: #69F;
  background: none;
}

A:active {
  text-decoration: none;
  color: #F00;
  background: none;
}

A:hover {
  color: #03F;
  background: #FF0;
}